Community Reinvestment Act

At First National Bank of Izard County, we take pride in the contributions we make to our communities as well as the products and services we provide to our customers.  Compliance with the Community Reinvestment Act (CRA) is something we take very seriously.

In accordance with the Office of the Comptroller of the Currency's (OCC) CRA regulation, First National Bank of Izard County is required to maintain and, upon request, make available for public inspection, our complete CRA Public File. Our public file is available for viewing on this website. Any branch can also provide this material in print upon request. If you have questions about this material, please contact Jerred King, Vice President/CRA Officer by calling (870) 297-3711.

Community Reinvestment Act Public Notice


Public Comments

  • No comments received at this time.

OCC CRA Performance Evaluation

Branch & ATM Locations, Hours, and Services

CRA Performance Context


Schedule of Fees


Assessment Area


Loan-to-Deposit Ratios

  • 3/31/23 - 63.47%
  • 6/30/23 - 66.71%
  • 9/30/23 - 68.09%
  • 12/31/23 - 67.10%
  • 3/31/24 - 67.99%